Know exactly which regulations apply to your business.The starting point for your whole compliance program.
Regardly is built around the full regulatory lifecycle: horizon scanning, framework identification, obligations mapping, policy and control design, testing, and reporting. Today, it’s the fastest, most source-cited way to answer “what applies to us.” Every answer is traced to a primary source and ready to hand to an auditor or regulator, not a best guess from a compliance newsletter. Built for teams who can’t afford to be wrong.
Knowing what applies to you is the entry point, not the whole job. Regardly is built around the full lifecycle a compliance team actually runs: scanning for regulatory change, mapping obligations, building the policies and controls that satisfy them, and keeping the evidence ready for your next audit or exam.
01
Live today
Horizon scanning
Catch new and changing regulation before it's a deadline.
02
Live today
Framework identification
Know exactly which regulations, by jurisdiction and entity type, apply to you.
03
In development
Obligations mapping
Break each regulation into the specific, clause-level obligations it creates.
04
In development
Policy creation
Turn obligations into the policies that satisfy them.
05
In development
Control design
Define the controls that put each policy into practice.
06
In development
Testing
Check whether controls are actually operating as designed.
07
In development
Reporting & governance
Track status, evidence, and ownership, ready for a board or a regulator.
How it works
What this actually looks like, day to day
EUScenario 1: new EU rules, cross-border fund
A global fund manager (AIFM) with branches across the EU needs to know exactly what the new EU AML Package changes for them, and when, not just that it exists. Regardly maps the AMLR, AMLD6, and the AMLAR criteria for direct AMLA supervision straight to the specific obligations that apply to their EU branch structure, each one cited to its actual article. The AMLR applies from 10 July 2027.
3Regulations matched The three EU instruments that apply to this firm: the AML Regulation (EU) 2024/1624, the Sixth AML Directive (EU) 2024/1640 and the AMLA Regulation (EU) 2024/1620.AMLR · AMLD6 · AMLAR
30+Obligations mapped Individual obligations taken article by article from the AML Regulation, each linked to its article. Open the card to see examples.Drawn from the AMLR's own articles
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AMLR Arts 20, 33 and 34 · Reg. (EU) 2024/1624Customer due diligence: standard (Art. 20), simplified (Art. 33) and enhanced measures (Art. 34 onwards)
AMLR Art. 16(1)-(3) · Reg. (EU) 2024/1624Group-wide requirements applied across EU branches and subsidiaries, with a group compliance function reporting to the management body at least once a year
AMLR Ch. IV, incl. Art. 61 · Reg. (EU) 2024/1624Beneficial ownership transparency, including the rules for collective investment undertakings
+26 moreScope as an obliged entity (Arts 2(1)(6) and 3(2)), the remaining customer due diligence measures (Ch. III), reporting obligations (Ch. V), record retention for five years (Art. 77, Ch. VII), and AMLD6's home-host supervisory cooperation (Directive (EU) 2024/1640, Arts 46-47)
USScenario 2: new market entry
A Delaware-based corporate service provider (a TCSP in FATF terms) offering registered-agent and nominee-director services to clients across the whole United States sits at the intersection of Delaware's own entity and agent law, the agent rules of the other states its clients use, federal sanctions and money-laundering statutes, tax-identification rules, and professional-conduct boundaries. Regardly checks all of it: what Delaware requires of it as a home-state agent, what applies in other states, what applies federally regardless of BSA status, and what has been exempted entirely.
12Areas checked The separate legal areas Regardly tested for this business, across Delaware, other-state, federal and New York rules. Of the 12, 9 apply and 3 were checked and ruled out.Delaware, other-state, federal and New York touchpoints
9Apply directly The rules this business must comply with itself, each cited to its statute or regulation. Open the card to see each one.Agent duties, director exposure, licensing, sanctions, tax and conduct, each cited
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8 Del. C. § 132(b)-(d) · 6 Del. C. §§ 18-104, 17-104Delaware registered-agent duties for corporations, LLCs and limited partnerships. These are: a staffed Delaware office (not only a virtual office or mail forwarding), forwarding process and annual-report notices, and a communications contact on file for every entity.Applies
8 Del. C. § 132(c) · 20 Del. Admin. Code 101Commercial registered agent (more than 50 entities). Requires a Delaware business licence, customer identity verification, and OFAC screening at onboarding and at least quarterly across the whole customer registry.Applies
10 Del. C. § 3114(a) · 6 Del. C. § 18-109(a)Nominee directors of Delaware corporations and managers of Delaware LLCs are deemed to consent to service of process in Delaware actionsApplies
30 Del. C. §§ 2101, 2301Delaware business licence and gross receipts taxApplies
NRS 77.320, 77.400 · W.S. 17-28-105Commercial registered-agent registration and duties in other states where clients form entities, for example Nevada (10 or more entities) and WyomingApplies where clients form entities
31 CFR Ch. V · 50 U.S.C. § 1701 et seq. (IEEPA)OFAC sanctions screening for all U.S. persons; the 50 Percent Rule bars servicing entities owned 50% or more by blocked personsApplies
18 U.S.C. §§ 1956-1957Federal money-laundering statutes: criminal exposure for facilitating transactions involving criminal proceeds, independent of any BSA program dutyApplies
Form SS-4 Instructions, lines 7a-7b · 26 CFR § 301.6109-1(d)(2)EIN "responsible party" must be an individual; nominees may not be listed; changes reported on Form 8822-B within 60 daysApplies
Del. Supr. Ct. R. 86 · N.Y. Jud. Law § 478Unauthorized-practice-of-law boundary: ministerial filing and agent services are permitted; advising on entity selection or drafting custom legal documents is notApplies
Checked and ruled out
31 U.S.C. § 5336 · 31 CFR § 1010.380Beneficial ownership disclosure (Corporate Transparency Act)Exempt: FinCEN final rule issued 11 August 2026 (91 FR 52508, effective 14 August 2026) removed reporting for U.S. companies and U.S. persons
N.Y. LLC Law § 1106 et seq.State-level beneficial ownership disclosure (New York)In force 1 January 2026 but follows the federal definitions, so it reaches only non-U.S. LLCs authorised in New York; the bill to cover New York-formed LLCs (S8432) was vetoed on 19 December 2025
31 CFR § 1010.100(t)Federal AML program requirementsNot applicable at federal level: a registered agent is not a BSA "financial institution". Delaware's own identity-verification and OFAC duties above still apply.
CHScenario 3: two new laws, one effective date
A Zurich law firm that sets up and administers non-operating entities, such as personal asset-holding and domiciliary companies, for international clients faced two new laws on 1 October 2026. The Act on the Transparency of Legal Persons requires its clients' companies to report their beneficial owners to a new, non-public federal register. The revised Anti-Money Laundering Act brings the firm's own advisory work into scope for the first time. Regardly separates what the firm owes as an adviser from what its clients owe as reporting entities, with every deadline dated.
2Laws in force The Act on the Transparency of Legal Persons (TJPG, SR 955.3) and the revised Anti-Money Laundering Act (AMLA, SR 955.0), both in force from 1 October 2026.Transparency Act (TJPG) and revised AMLA, both from 1 October 2026
1 Dec 2026Application deadline Advisers already active on 1 October 2026 must apply to join a FINMA-supervised self-regulatory organisation by this date.Self-regulatory organisation membership, for advisers already active on 1 October 2026
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AMLA (SR 955.0) Art. 2 para. 3bis · Art. 2a para. 6Advisers are in scope when acting, professionally and for third parties, in financial transactions linked to setting up or administering non-operating entitiesApplies
AMLO (SR 955.01) Art. 12fAdvice is professional if, in a calendar year, advisory revenue exceeds CHF 50,000, the firm advises more than 20 clients or takes part in more than 20 transactions, or transactions exceed CHF 2 million; or if the advice concerns assets above CHF 5 million at any timeApplies
AMLA Art. 14 · AMLO transitional provision on advisersMembership of a FINMA-supervised self-regulatory organisation; application due by 1 December 2026Applies
TJPG (SR 955.3) Arts 9, 10, 51The clients' AG and GmbH companies report beneficial owners to the Federal Office of Justice register within 3 to 6 months of 1 October 2026 depending on entity type (31 December 2026 to 31 March 2027); new companies within one monthApplies to clients
+2 moreClient identification, beneficial owner and transaction-purpose checks, with training and controls (AMLA Arts 8b, 8d); and reports to MROS only for financial transactions carried out for a client where the information is not covered by professional secrecy (AMLA Art. 9 paras. 1ter and 2)
VGScenario 4: the registry now holds the ownership data
A BVI registered agent with a large book of business companies has rebuilt its client files around the Registry since 2 January 2025. Beneficial ownership information now goes to the Registrar of Corporate Affairs through VIRRGIN, registers of members and nominee arrangements are filed too, and since 1 April 2026 the register can be opened to applicants with a legitimate interest. Regardly maps each company-law filing against the agent's own AML obligations as an FSC licensee, so nothing falls between the two regimes.
30 daysFiling window The time allowed to file beneficial ownership information and the register of members with the Registrar, after incorporation or a change (BVI Business Companies Act ss. 96A and 43A).Beneficial ownership, register of members, and changes to either
15 daysTo appoint first directors A new company must appoint its first directors within 15 days of incorporation (BVI Business Companies Act s. 113(1)).After incorporation
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BVI Business Companies Act s. 96A · BO Regulations 2024 regs 17, 22Beneficial ownership information filed with the Registrar through the registered agent, within 30 days of incorporation or of becoming aware of a changeApplies
BVI Business Companies Act s. 43ARegister of members filed within 30 days and on any change. It is private unless the company opts in to public access; listed companies and regulated funds are exempt.Applies
BVI Business Companies Act s. 41(3)Nominee shareholders disclosed, including the nominator's name and addressApplies
BVI Business Companies Act s. 113(1)First directors appointed within 15 days of incorporationApplies
+2 moreLegitimate-interest access to beneficial owners holding 25% or more (BO Regulations reg. 31B, applications from 1 April 2026); and the agent's own duties under the Anti-money Laundering Regulations, the Anti-money Laundering and Terrorist Financing Code of Practice and the Regulatory Code
SGScenario 5: no Singapore customers, still a Singapore licence
A Singapore-incorporated crypto firm serving only customers outside Singapore assumed Singapore rules did not reach it. Since 30 June 2025 they do. Part 9 of the Financial Services and Markets Act requires a digital token service provider licence for Singapore corporations providing digital payment token or tokenised capital markets services abroad, MAS has said it will generally not grant one, and there was no transitional period. Regardly flags the regime from where the firm is incorporated, not where its customers are.
30 Jun 2025Regime in force The date Part 9 of the Financial Services and Markets Act 2022 took effect for digital token service providers. MAS gave no transitional period.No transitional arrangement
2MAS Notices The two MAS notices that set the AML/CFT and suspicious activity reporting duties for licensed digital token service providers: FSM-N27 and FSM-N28.FSM-N27 AML/CFT, FSM-N28 suspicious activity reporting
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Financial Services and Markets Act 2022, s 137 (Part 9)Licence required for Singapore corporations providing digital token services outside Singapore, whether from Singapore or elsewhereApplies
MAS media release, 6 June 2025Licences generally not granted to overseas-only models; no transitional arrangement; existing providers had to cease by 30 June 2025Applies
MAS Notice FSM-N27Prevention of money laundering and countering the financing of terrorism, with the Guidelines to MAS Notice FSM-N27Applies if licensed
MAS Notice FSM-N28Reporting of suspicious activities and incidents of fraudApplies if licensed
+2 moreThe Financial Services and Markets (Digital Token Service Providers) Regulations 2025 (S 342/2025) with MAS's Guidelines on Licensing for DTSPs; and the exclusion in FSMA s 137(5) for persons licensed or exempted under the SFA, FAA or PSA for the activity concerned
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Financial Professional
Bank, Payment Institution, MSB/FX Dealer, Insurance Provider, and more▾
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